Quick Answer: Construction companies can reduce their insurance costs and risk exposure by doing three things well: transferring risk to subcontractors through proper contracts and certificates of insurance, understanding what drives workers' compensation costs, and documenting jobsite activity before, during, and after every claim. Construction is one of the riskiest industries to insure. Even well-run […]
Starting and growing a small business means making a lot of decisions, and insurance is one of the most important. Most owners need more than a single policy to protect what they’ve built, but figuring out which ones can feel overwhelming. Summary: Common Types of Small Business Insurance General Liability What It Covers: Customer bodily […]
2026 Business Trends: What Every Business Owner Needs to Know About Risk, AI, Growth & More The Accel Advantage Podcast marks its one-year anniversary with a special roundtable episode featuring leaders from across insurance, risk management, employee benefits, and wealth management. Hosted by Corey Rekers and joined by Josh Budke along with several Accel Group […]
If your association hasn’t reviewed its insurance structure since last renewal, now is the time. The insurance market for condo…
Car dealerships face a unique mix of risks, such as large inventory, outdoor exposure, rapidly changing technology, and daily customer interactions….
A good day on the job for a waste collector starts with a safe truck. While you might be ready…
Every industry faces its own risks and exposures. Nonprofits exist to serve a mission, and much of that mission is…
Whether you’re rolling through tight alleys or servicing busy commercial routes, your waste management team needs more than just good…
Accidents happen. Regardless of your best laid plans, claims will occur. As a business leader, how you react to and…
As a brewery owner, you’re likely busy perfecting that flagship IPA or expanding your taproom. However, there’s plenty going on…
When it comes to fleet safety, it’s not always about what you do. Sometimes it’s about what you miss. And…
Iowa’s hands-free driving law takes effect on July 1, 2025. This law prohibits drivers from holding or manually operating any electronic…
Construction is the industry not only with the most workplace deaths but also an extremely high rate of injury. This…
Slips, trips, and falls are among the most common and costly incidents in schools. These accidents can lead to workers’…
You may have noticed that insurance premiums in the Midwest have been steadily rising. While there are many factors that…
The construction industry is evolving rapidly, driven by technological advancements, regulatory changes, and shifting market demands. For business owners in…
Chandler and Mike Lamm are two of our Business Insurance advisors who often work together as a team. The best…
For our small to mid-sized business owners, we realize decision fatigue is a real thing. You do it all. But…
In an age where digital threats loom large, businesses of all sizes must prioritize cybersecurity and consider the critical role…
Is your insurance agent preparing you for common restaurant risks? There are a variety of risks a business must keep…
Data Privacy v. Data Security Data privacy is the right of individuals to control how their personal information is used…
Small Business Saturday takes place the Saturday after Thanksgiving each year. It’s a great opportunity for consumers to support local…