Business Owners Insurance

Insurance coverage for businesses of all sizes.

Business owners insurance throughout Iowa, Illinois, and beyond.

A Business Owners Policy (BOP) bundles essential commercial property and general liability coverage into a single, cost-effective package. Designed specifically for small to mid-sized operations, a BOP simplifies your risk management while protecting your physical assets, operations, and cash flow. 

The Accel Group customizes your BOP to fit your industry, eliminating coverage gaps and reducing overhead.

Which business insurance is right for your company?

A Business Owners Policy (BOP) streamlines your primary commercial risk management into one efficient package. By combining physical asset protection and liability defense, a BOP costs significantly less than separate standalone policies while simplifying annual premium management.

Core coverages built into a Business Owners Policy include:

Commercial Property Insurance: Protects your owned or leased buildings, specialized equipment, inventory, and office furniture against fire, storm damage, theft, and vandalism.

Business Interruption Coverage: Replaces lost income and covers operating expenses if a covered property loss temporarily halts your daily business operations.

General Liability Insurance: Covers third-party bodily injury and property damage claims, plus associated legal defense costs, arising from your business premises or operations.

Note that professional services liability (Errors & Omissions) and commercial auto coverage are typically endorsed separately.

 Contact The Accel Group's commercial risk team today to build a custom BOP tailored to your operational needs.

Request Business owners Insurance Quote

We offer multiple options at competitive prices.

Coverage will not be bound or changed until confirmed by a licensed agent.

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