Manage your portfolio. We’ll handle the insurance.
Real Estate & Hospitality insurance across the United States.
Do you want to reduce your risk profile and optimize your revenue stream? Whether you are a property manager or real estate investor, we advocate for you and provide trusted advice on the right coverage for your unique portfolio. We are located in the Midwest, but with our vast industry experience and knowledge, we can provide value for real estate and hospitality operations from coast to coast.
970
+
portfolio owners insured
To protect against all the risks you face, you’ll need an insurance policy with several key components. Some of the most common coverages to consider are general liability, errors & omissions, and cyber liability.
A Comprehensive List of our Services
- Property & Casualty
Builders Risk | Management Liability | Cyber Liability | Risk Improvement Services | Damage Waivers | Emergency Ready Profile (ERP) | Claims Advocacy Team | Probable Maximum Loss Study
- Alternative Risk Programs
Parametric Insurance | Equipment Breakdown | Wind/Hail Deductible Buy Downs | Captive Programs | Contract Review
- Employee Benefits
Group Health | Group Dental | Group Long Term Disability | 401(k) | And More
- Personal Risk Management
Executive Personal Liability | Wealth Advisory | Life | Disability
We specialize in insurance for:
- Commercial Real Estate Operations
- Gaming
- Golf Courses
- Habitational Real Estate Operations
- Homeowners Associations (HOAs)
- Hospitality
- Hotels
- Industrial
- Medical
- Mixed Use
- Multi-Family
- Office
- Real Estate Investment Trusts (REITs)
- Resorts
- Retail
- Single-Family
- Storage
- Student Housing
- Warehouse
Which business insurance is right for your company?
Explore how having the right business insurance can protect your company from the unexpected.
Errors and Omissions Insurance (E&O)
Risk Factor
Property management firms have many exposures that can lead to a lawsuit. Dealing with boards of directors, owners, residents, employees, vendors, and regulatory authorities can and often does lead to lawsuits.
Solution
Errors and omissions liability insurance protects property management firms if a client alleges that you were professionally negligent or failed to perform professional duties.
Commercial Property Insurance
Risk Factor
Property management firms may face serious financial consequences from property loss by fire, wind or other causes.
Solution
A business owners policy (BOP) or package policy providing commercial property insurance will provide coverage for damage to a building you own, along with coverage for personal property and income lost due to a covered cause of loss.
General Liability
Risk Factor
Property management firms can be sued for injuries or property damage at their office and sometimes at the properties they manage.
Solution
General liability insurance is an absolute necessity for any property management firm. It provides coverage for legal fees and judgments when the firm is named in a covered lawsuit for bodily injury, property damage, associated medical costs, and more.
Crime and Fidelity Coverage
Risk Factor
As a property management firm, you have access to your clients’ money. Illegal activity such as forgery or theft can occur.
Solution
Crime and fidelity coverage is designed to provide coverage for theft of not only money and personal property owned by the firm, but money that the firm has in their custody for their clients.
Cyber Liability Insurance
Risk Factor
Property management firms have exposures including the need for protection of privacy, data and financial information for their clients. Breach of data can result in costly fees and lawsuits for the association if held liable.
Solution
Cyber liability coverage covers fees and lawsuits resulting from the breach of personal data in the event your firm is liable.
Hired and Non-Owned Auto Liability Insurance
Risk Factor
Property managers must drive to the sites they manage regularly. Accidents can and do happen. If an employee were to get into an auto accident while working, the management firm could be named in a suit by the injured party.
Solution
If any automobiles are owned by the property management firm, a commercial auto insurance policy should be obtained. In addition, hired and non-owned auto liability should be maintained in any case to provide coverage in the event an employee gets into an accident while using their own car.
Real Estate & Hospitality Insurance Quote Request
As an independent agency, we offer multiple options at competitive prices.